Pakistan SME Credit
Scoring Model

Empowering Small and Medium Enterprises with Data-Driven Credit Assessment

150,000+
SMEs Facilitated
4,750+
Training Programs
98%
Accuracy Rate

How It Works

A simple, transparent process to get your SME credit score in just four steps.

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01

Submit Application

Provide your business information and financial details through our secure portal.

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02

Data Analysis

Our statistical model analyzes your business metrics and financial health.

03

Credit Score

Receive your personalized credit score and detailed assessment report.

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04

Access Finance

Use your score to access loans and financing from partner banks.

Why Choose Our Platform

Trusted by thousands of SMEs across Pakistan for fair and accurate credit scoring.

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Secure & Transparent

Your data is protected with enterprise-grade security and full transparency in our assessment process.

Data-Driven

Our statistical model uses comprehensive financial metrics to provide accurate credit assessments.

Detailed Insights

Receive actionable recommendations to improve your credit score and business performance.

Government Backed

Developed by SMEDA with support from State Bank of Pakistan and Pakistan Bankers Association.

Trusted Partners

Developed through collaboration of Pakistan's leading financial institutions

SMEDA Small and Medium Enterprises Development Authority
SBP State Bank of Pakistan
PBA Pakistan Bankers Association

Ready to Get Started?

Join thousands of SMEs who have successfully obtained their credit scores and accessed financing.

Start Your Application → Contact Support